If you’ve been involved in a car accident in Kentucky, you might wonder whether you need to call the police. Should you just exchange contact information with the other driver and call your insurance company to simplify things?
It might seem the easiest way out, especially if the crash seems minor. However, there are specific laws about when to involve the police, and ignoring them could lead to unnecessary complications.
The law in Kentucky
You are legally obligated to notify the police of a crash in Kentucky if it results in injury or death of anyone involved or property damage totaling more than $500. Otherwise, you risk legal consequences on top of harming your compensation claim.
How to report an accident
If the crash happens on a public road, you can call 911 to report it. Officers will usually come to the scene to document the incident. However, if no officer is dispatched and the accident meets the criteria for reporting, you must file a Civilian Collision Report with the Kentucky State Police within 10 days.
Informing the police is in your best interests
Calling the police immediately after an accident is highly advisable for several reasons. Beyond legal compliance, it can help your car accident claim should you pursue compensation for the harm and losses you suffered.
A police report serves as an impartial record of the accident, detailing who was involved and what occurred and recording witness accounts. This can help protect your interests if questions about fault or damages arise. Without it, you might face challenges proving your side of the story.
Following the proper procedures after a crash sets a solid foundation for your car accident claim. Seeking early legal guidance if you’re unsure of what to do can help you avoid costly mistakes when navigating the claims process and protect your right to fair compensation.