Your Trusted Advisers After A Car Accident In Owensboro
Last updated on January 26, 2026
Whether texting or changing radio stations, there are plenty of activities that can take a driver’s focus off the road. While driving, seconds lost to distractions reduce response time. It only takes an instant for an auto accident to occur. Our car accident attorneys work hard to document distracted driving by adverse parties.
Recovering from a car wreck takes much longer. Although Kentucky is a no-fault state, the compensation you receive for your injuries and car damage may not cover all of your bills. Then, there are other tasks you’ll need to complete: Like jumping through hoops to file claims with insurance companies and scrambling to find temporary transportation. Without a legal ally, it’s hard to know where to begin.
At Foreman Watson Holtrey, LLP, our legal team guides our western Kentucky clients throughout the entire claims process and beyond. Not only will we assist you with your vehicle damage claim for no cost, we will also help you arrange a car rental and ensure the insurance company treats you fairly. With offices in Owensboro, Hartford, Madisonville, Bowling Green and Evansville, we serve clients throughout western Kentucky.
Advocating For You From Start To Finish
We are more than lawyers. We are members of your community. As a result, we have a vested interest in solving personal injury matters effectively and with compassion.
Our skilled trial attorneys can negotiate or litigate against the responsible insurance company on your behalf for collisions related to:
- Texting while driving
- Distracted or drowsy driving
- Road rage incidents
- Driving under the influence of alcohol, medication or drugs
- Failing to obey speed limits or traffic laws
- Other types of negligence
When other drivers act negligently or recklessly, you may be entitled to receive damages. Our team is dedicated to helping you walk away from your motor vehicle accident with the full compensation that you deserve.
Read Our Reviews
“I was injured in a car wreck. After four surgeries my medical bills were out of control. There were complex insurance issues and it was more than I could handle so I hired Travis Holtrey to be my attorney. Travis and his team at FWH took all the stress and pressure off me and after numerous depositions and two mediations I received an incredible settlement that will change my life forever. If you need injury lawyers, I strongly recommend you hire the attorneys at Foreman Watson Holtrey.” — Dorothy P., Monroe County, KY
“I knew Travis Holtrey from years of playing softball against him. When my mother was involved in a serious wreck, I called him and he dropped everything he was doing and came to sit with our family in the hospital. Travis kept us informed of every move he was making and explained it all so well. Travis and Tyler assembled a team of experts to quickly work on the case. The outcome of this case was far beyond our expectations, and we owe all that to Travis Holtrey and his team at FWH. The folks at FWH made us feel like there was no one more important than us.” — J. Wedding – Owensboro, KY
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Kentucky Car Accident FAQs
If you’ve been involved in a Kentucky auto accident, it’s natural to have questions about what steps to take to safeguard your rights. To assist you, we’ve compiled some answers to commonly asked questions.
What should you do after a car accident in Kentucky?
Being in a car accident can be a frightening and confusing experience. Below is a legal breakdown of what to do and expect in Kentucky:
- Prioritize safety by checking for injuries
- Call the police to get their assistance and make a report
- Exchange information with other drivers
- Notify your insurance company promptly
- Seek medical attention as soon as possible
- Keep records of accident-related bills
- Seek a legal consultation for further guidance
You can expect the insurance company to offer a low settlement and employ tactics to reduce their liability. That is why working with an attorney is important.
How long do you have to sue after a car accident in Kentucky?
According to Kentucky Revised Statutes Section 304.39-230, the statute of limitation for car accident claims is two years. The clock starts ticking at the time of the accident.
How long does a car accident stay on your insurance record in Kentucky?
The duration depends on the accident’s severity and your insurance company’s policy. For example, serious at-fault accidents might stay on your insurance record for up to three years, potentially impacting your rates.
How do I obtain the police report for my accident?
There are two main ways to get a copy of your Kentucky car accident report:
- Online: Kentucky offers a third-party service like buycrash.com, where you can access the report online after providing the necessary details and paying a fee.
- By mail: Alternatively, you can submit a written request to the Kentucky State Police post that handled your accident. Include a self-addressed stamped envelope and a small fee to cover processing costs. The report will then be mailed to you.
Only authorized individuals, including those involved in the accident, can obtain the report.
Take The Right Step After Your Accident. Call Our Attorneys Today.
Kentucky laws limit your time to file a lawsuit for injuries sustained in a car accident. Also, evidence will disappear with the passage of time. Our team of professionals can help you start the process to ensure your time doesn’t expire and that all is preserved. For your convenience, you can call us at 270-446-5879 or email our firm to schedule your free consultation. *Sometimes to protect your interests a Free Initial Consultation cannot be offered in Criminal Defense cases.