Helping You Navigate No-Fault Insurance Claims After Your Accident

Kentucky lawmakers passed the Motor Vehicle Reparations Act in 1975. State drivers often refer to this law as the "No-Fault Law" because this act allows crash victims to collect a settlement from their own insurance company regardless of fault.

As a result, it is not necessary to prove the other driver was responsible for causing the collision to receive compensation. However, this no-fault law limits the amount of money insurers are required to pay. In addition, this act contains restrictions that make it difficult to get more money than is required.

Our legal team at Foreman Watson Holtrey, LLP, has represented hundreds of car accident victims throughout western Kentucky. Unable to cover debts arising from another's recklessness, they contact our firm looking for a fair solution. Our dedicated trial attorneys have years of experience promoting our clients' needs in the courtroom and in negotiations.

Contact us today to speak to an aggressive and skilled advocate.

Receive What You Deserve, Not Just What No Fault Offers

The car insurance policy you purchase establishes the limit you'll be entitled to receive after your accident. If your medical bills are high and your income loss is extensive, your personal injury protection (PIP) payout will not be enough.

Kentucky law allows insured injured drivers to sue negligent motorists in certain circumstances such as:

  • Needing medical care that results in bills exceeding $1,000
  • Suffering permanent injuries that include disfiguration or loss of function
  • Suffering bone fractures

When you consult with us at our Owensboro office or our other locations, our lawyers will explain the options you are able to pursue under Kentucky law. Once you feel comfortable with the decision, we will customize a plan that resolves your personal injury concern in a timely fashion.

No-Fault Insurance Policies Can Be Confusing. Call Us For Help Understanding Your Contract.

Kentucky has strict guidelines for filing lawsuits after an accident. Our team is here to guide you through the process. To meet us for your free, no-obligation review, call 270-215-4929 or message our firm online. In addition to our Owensboro office, we have offices in Hartford, Calhoun, Bowling Green and Evansville.